What We Do
COMPLIANCE
CONSULTING
Compliance should support your business – not hold it back. Background Legal Advisory provides practical, business-focused guidance to help you meet Fair Credit Reporting Act obligations and related state and local requirements.
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Our consulting services include:
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FCRA compliance guidance for CRAs and employers
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Policy and procedure development and review
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Disclosure, authorization and adverse action review
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Compliance support and risk assessments for new products or services
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Ongoing advisory support as regulations and legislation evolve
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Thought leadership content creation
Our compliance consulting stretches beyond the FCRA landscape addressing fair chance laws, clean slate acts and other challenging legislation for CRAs and employers.
PROGRAM AUDITS
& RISK ASSESSMENTS
Identify issues before they become a costly problem.
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Our audits are designed to be thorough and actionable – focused on real world risk, not theoretical issues.
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Audit and assessment services may include:
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FCRA and state law compliance
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CRA operational workflows
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Employer screening programs
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Vendor oversight reviews
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Documentation and training practices
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PBSA Accreditation support
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You’ll receive clear findings, prioritized recommendations, and practical next steps. Audits may be conducted virtually or on-site.
CONTRACT
REVIEW
Your contracts should protect your business – not create unnecessary exposure. Contracts allocate legal risk, set compliance-related expectations and shape how issues are handled when something goes wrong.
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We review and advise on agreements related to background screening, including:
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CRA-End User agreements and certifications
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Vendor and data provider agreements
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Analysis of source contractual requirements
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Templates used across multiple business lines or clients
Whether you are implementing a new contract, revising existing templates or responding to a counterparty’s proposed language, we help you understand what the agreement actually requires – and where risk may exist.
PBSA ACCREDITATION SUPPORT FOR CRAs
PBSA Accreditation demonstrates a commitment to accuracy, accountability and compliance – but the process can be resource-intensive and time-consuming.
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Background Legal Advisory helps consumer reporting agencies prepare for and maintain PBSA Accreditation by aligning policies, procedures and operational practices with the Background Screening Organization Accreditation Program’s accreditation standard and audit criteria.
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Our support services may include:
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Breakdown of accreditation standard and audit criteria
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Review of policies, procedures and compliance documentation
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Developing or updating policies and procedures (as needed)
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Preparing staff for PBSA Accreditation audit
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Audit and review support to ensure ongoing compliance with the standard
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We focus on building sustainable, audit-ready programs that truly meet the standards – not just checking boxes.
